Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing or using The Otium Age website (otiumage.com) and related services, including the Philo AI companion (philo.otiumage.ai), you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Description of Services

The Otium Age provides a community platform for philosophical discussion, contemplative writing, and intellectual exchange. Philo is an AI-powered life companion and philosophy guide offered as part of our platform. Services may include text and voice conversations, community circles, tutorials, a knowledge library, and related features.

3. User Accounts

You may need to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. You must provide accurate information and promptly update it if it changes.

4. Acceptable Use

You agree not to:

  • Use the platform for unlawful purposes or to violate any applicable laws
  • Harass, abuse, or harm other users or community members
  • Post content that is defamatory, obscene, or infringes on others' rights
  • Attempt to gain unauthorized access to our systems or other users' accounts
  • Use automated systems or bots to access the platform without our permission
  • Interfere with or disrupt the integrity or performance of the platform

5. AI-Generated Content

Philo provides AI-generated responses for educational and reflective purposes. These responses are not professional advice (medical, legal, psychological, or otherwise). AI outputs may contain inaccuracies. You should exercise your own judgment and seek professional help when needed.

6. Intellectual Property

Content you create and post on the platform remains yours. By posting, you grant us a non-exclusive, worldwide license to display and distribute your content within the platform. All platform design, code, and branding are owned by The Otium Age and its operators.

7. Subscriptions & Payments

Some features may require a paid subscription. Pricing, billing cycles, and cancellation policies will be presented at the point of purchase. We reserve the right to change pricing with reasonable notice.

8. Termination

We may suspend or terminate your account if you violate these terms. You may delete your account at any time by contacting us. Upon termination, your right to use the platform ceases immediately.

9. Disclaimers

The platform is provided “as is” without warranties of any kind. We do not guarantee uninterrupted or error-free service. We are not liable for any indirect, incidental, or consequential damages arising from your use of the platform.

10. Changes to Terms

We may update these terms from time to time. Continued use of the platform after changes constitutes acceptance of the updated terms.

11. Contact

If you have questions about these terms, please reach out through our contact page.